Borrowly
Borrowly (“we”, “us”) helps you track items and money you lend. This policy explains what information the app uses and why.
Information you provide
- Loan details — item names, descriptions, notes, estimated values, borrower names and phone numbers, amounts, dates, and payment history.
- Photos — images you capture of items you lend.
- Settings — preferences such as reminder defaults, notification toggles, and AI recognition on/off.
Information from your device
- Camera — used only when you take a photo of an item.
- Contacts — used only when you choose a borrower from Contacts. We do not upload your full address book.
- Notifications — local reminders you enable in Settings.
How we use information
- To create and manage your loans inside the app
- To store your account, loans, and photos in Supabase (database, authentication, and file storage)
- To suggest item details with OpenAI when AI recognition is on. That request goes through a Supabase Edge Function
- To send phone-verification codes by text through Twilio when you verify a phone number
- To help you compose SMS messages on your device — messages are sent only when you tap Send in Apple Messages
SMS and messaging
Borrowly does not send SMS on your behalf in the background. Share and reminder flows open Apple Messages with a draft. You choose whether to send.
AI recognition
When AI recognition is enabled, a photo (or a compressed version) is sent to a Supabase Edge Function and processed by OpenAI so we can suggest an item name and related details. Images are used to generate suggestions for that request and are not sold. You can turn AI recognition off in Settings. Do not photograph sensitive documents you do not want processed.
Data storage
Loan data and photos are stored on your device and in Supabase. Supabase holds your account, loan records, and item photos. Optional AI suggestions are produced by OpenAI. Phone-verification texts are sent by Twilio. Drafts you choose to send open in Apple Messages on your device. We do not sell personal data.
Third parties
Borrowly uses these services to run the app and this website:
- Supabase — account sign-in, the loan database, photo storage, and the server functions that preview claim links, recognize items, and delete an account
- OpenAI — optional photo suggestions, only when AI recognition is turned on
- Twilio — the text message that carries a phone-verification code
- Apple — the App Store, in-app purchases, and Messages drafts you choose to send
- Vercel — hosting for this website, the Android waitlist, and cookie-free visit counts
Those providers process data only to deliver the features you use.
Our website
This section covers the Borrowly website (useborrowly.xyz), not the app.
- Waitlist — if you join the waitlist, we store your email address, your optional answer to “What do you lend most?”, the page or campaign link you signed up from, and the time. We use it only to email you about Borrowly. It is stored privately with our website host (Vercel), and we do not sell it or share it with advertisers. To be removed, email useborrowly@gmail.com.
- Website analytics — this website may use cookie-free Vercel Web Analytics to count visits. It does not use cookies. If analytics is on, it reports aggregated information such as pages viewed, referring sites, country, and device type. We never sell that data. The Borrowly app does not use Vercel Web Analytics.
Children
Borrowly is not directed to children under 13, and we do not knowingly collect personal information from children under 13.
Your choices
- Edit or delete item loans in the app. A money loan that has been saved to your account is not deleted from its screen; you can record payments and change reminders on it. Deleting your account removes those records.
- Delete your Borrowly account anytime in Settings → Danger Zone → Delete account. This permanently removes your account, loans, payment history, reminders, and photos from our service.
- Disable AI recognition and notifications in Settings
- Revoke Camera or Contacts access in iOS Settings
- Contact us: useborrowly@gmail.com
Changes
We may update this policy as Borrowly evolves. The “Last updated” date at the top will change when we do.
Contact
Questions about privacy: useborrowly@gmail.com