Lend Item
Snap a photo and record who has it — in seconds.
Free on the App Store
Never ask ‘Who has my stuff?’ again.
Borrowly is a free iPhone and iPad app for tracking what you lend. Snap a photo of a tool, charger, book, or anything else, choose the borrower from your contacts, and keep the record. You can also track money you lend, including the balance and partial payments. The other person doesn’t need the app. Borrowly reminds you on your phone, and you send any message yourself.
Free on the App Store for iPhone and iPad, with in-app purchases. Android is not available yet.
Coming next: improved phone verification, and the option to type a borrower’s phone number directly instead of only choosing them from Contacts.
Features
Built for how lending actually works.
Lend Item or Lend Money from the New Loan tab. A photo, someone from your contacts, a Messages draft you review, and a record you can search later. The person who borrowed it doesn’t need Borrowly.
Lend Money
Record cash you lent, the remaining balance, partial payments, and when it’s paid in full.
Optional AI suggestions
When enabled, Borrowly can suggest an item name, category, and value range from the photo — always editable before you save.
A message you send
Borrowly opens a draft in Messages. The text goes out only when you tap Send. They don’t need the app.
Reminders you control
Pick a reminder when you save — 5, 7, 10, 14, or 30 days, or never. Borrowly notifies you on your phone. You can pause it or send a reminder when you want.
History you can search
Mark items returned, keep what’s still out and what’s come back, and search loans by item, person, or notes.
How it works
Three steps. One clear record.
Snap it. Send it. Never forget it.
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Snap the item
Capture what you’re lending. Borrowly can optionally suggest details from the photo.
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Choose who has it
Choose them from your contacts, confirm the details, and save the loan on your account.
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Keep the history
Borrowly reminds you on your phone and keeps a history of what’s still out and what’s come back.
Privacy & security
Your loans stay yours.
Borrowly is built for personal lending records. No ads, and we never sell your data. This website may use cookie-free Vercel Web Analytics to count visits.
Account-scoped records
Loans and photos are tied to your signed-in account so only you manage your list.
The borrower doesn’t need the app
Send them the loan details. They don’t need to install Borrowly.
AI is optional
Turn AI recognition off anytime in Settings. When on, a compressed photo may be analyzed only to suggest editable details.
Delete when you want
You can edit or delete item loans. A money loan saved to your account isn’t deleted from its screen — you record payments and reminders there. Deleting your account removes your Borrowly data.
Read the Privacy Policy and Terms of Service.
FAQ
Questions, answered.
Does Borrowly move money?
No. Borrowly is a personal record for items you lend and for money you track yourself, including partial payments. It does not move money between people.
Does the borrower need Borrowly?
No. You can send them the loan details, and they don’t need the app.
Why not just use Notes or Reminders?
Notes and Reminders can hold a manual note. Borrowly is built for lending, so who has it, the item or photo, any amount or balance, partial payments, returned or paid status, reminders, and history stay together in one record.
Is Borrowly free?
Yes. Borrowly is free on the App Store, with in-app purchases.
Does Borrowly follow up?
It reminds you. When you save a loan you can set a reminder, and Borrowly notifies you on your phone. If you want to nudge someone, it opens a message for you to review and send. It does not text them on its own.
What happens to my photos?
Item photos are stored with your loan record, on your device and in Borrowly’s cloud storage, so you can remember exactly what was lent. If you turn on AI recognition, a compressed photo may be sent to Borrowly’s recognition service and processed by OpenAI to suggest item details. You can turn that off in Settings. Photos are not sold.
Can I track money loans too?
Yes. Use Lend Money to record cash you lent, track the outstanding balance, log partial payments, and set reminders.
Can I type a phone number instead of using Contacts?
Today you choose the borrower from Contacts. Typing a phone number directly, and improved phone verification, are coming next.
Where can I get Borrowly?
Borrowly is free on the App Store for iPhone and iPad. Download on the App Store. Android is not available yet. Join the Android waitlist to get notified.
More answers in the Borrowly FAQ, plus free lending guides.
Free on the App Store
Who has my drill? Find out, and get it back.
Track items you lend — tools, chargers, books, and gear — and money, including partial payments. Snap a photo, choose the borrower from Contacts, and keep a history. They don’t need the app.
Android is coming later
Android is coming later. Leave your email and we’ll let you know when it is.
You’re on the list.
Thanks! We’ll email you when Borrowly is ready for Android. Until then, here are two things you can use right now:
Free for iPhone. The person who borrowed your stuff doesn’t need to install anything.